Who is considered as the named insured on the declarations page?

The named insured on the declarations page of an insurance policy typically includes not only the primary policyholder but also other individuals who may reside in the same household and are related, such as resident relatives. This means that family members living with the primary policyholder are often considered named insureds, which can extend coverage to them in the event of a relevant claim.

In the context of insurance policies, the concept of a "named insured" is vital because it defines who is entitled to coverage and benefits under the policy. Including all resident relatives as named insureds extends the protections afforded by the policy, helping to ensure that family members are protected in case of incidents covered by the insurance.

The other options focus on more restricted definitions of the named insured. For example, identifying only the primary policyholder would limit coverage unjustly to that individual, excluding others who may need it. Similarly, stating that only full-time students under age 24 are named insured would overlook the broader range of potential family members. Lastly, considering only legal representatives fails to recognize the everyday household members who might need coverage as well. Therefore, the inclusion of all resident relatives captures the intent of ensuring comprehensive coverage within the household.