Which party is typically responsible for initiating arbitration in a claim dispute?

In arbitration involving a claim dispute, the insured is typically the party that initiates the arbitration process. This responsibility arises because the insured is usually the one seeking resolution regarding a dispute related to a claim they have filed, often feeling unsatisfied with the insurance company's handling of that claim.

The insured initiates arbitration to compel the insurance company to participate in the resolution of their dispute, seeking an impartial third party to review the case. This action is crucial in ensuring that grievances regarding claims are formally addressed through a structured process aimed at achieving a fair outcome.

While it is possible for the insurer to push for arbitration in some scenarios, the general understanding within the context of insurance disputes is that it is the insured who takes the initiative. This contextual understanding clarifies why the correct choice emphasizes the insured's role in starting the arbitration process.