Which of the following terms would NOT typically be included under liability coverage?

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Liability coverage is designed to protect the insured from claims made by third parties for damages or injuries that the insured may cause. It typically includes coverage for injury to others, medical expenses for those injuries, and the legal costs associated with defending against such claims.

Damage to property owned by the insured does not fall under liability coverage because this type of coverage is intended to respond to damages caused to others rather than the insured’s own property. If the insured damages their own property, this would generally be covered under different types of insurance, such as property or comprehensive coverage, rather than liability coverage.

In summary, liability coverage focuses on protection against claims made by third parties, while damage to property owned by the insured is a personal risk that liability insurance does not cover.

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