Which of the following is included under the named insured?

The named insured typically refers to the person(s) explicitly identified on an insurance policy as being covered by that policy. In many insurance policies, particularly in personal lines like homeowners or auto insurance, the spouse who resides in the same household as the named insured is generally included under coverage. This means that the spouse has access to the same protections and benefits as the primary policyholder.

In contrast, other individuals, such as neighbors, relatives not living in the household, and extended family members, do not automatically receive coverage simply based on their relationship to the named insured or because they live nearby. The specifics can vary by policy, but traditionally, the named insured’s household members are the primary individuals recognized for coverage purposes.