Which of the following businesses is NOT eligible for BOP coverage?

Prepare for the USAA Licensing Exam with interactive flashcards and multiple choice questions, each featuring hints and explanations. Get exam-ready today!

Businessowners Policy (BOP) coverage is designed to provide a package of insurance to small and medium-sized businesses. It typically covers various types of businesses, but there are specific exclusions.

Places of amusement, which include activities such as amusement parks, bowling alleys, or theaters, are generally considered higher risk due to the nature of their operations and the potential for liability claims. This increased risk often leads insurers to exclude such businesses from BOP eligibility, as specialized coverage tailored to the unique risks of amusement operations is usually a better fit.

In contrast, office buildings, service contractors, and retail businesses under a certain size (like 25,000 square feet) are typically eligible for BOP coverage, as they tend to present lower risk profiles and align more closely with the types of operations that BOP policies are designed to protect. Therefore, places of amusement stand out as the type of business that typically does not qualify for BOP coverage due to their specific needs and risk factors.

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