Which coverage provides for additional living expenses for maintaining a normal standard of living?

The coverage that provides for additional living expenses, allowing a policyholder to maintain a normal standard of living when their home is uninhabitable, is indeed Coverage E. This is often referred to as "Loss of Use" coverage. It is designed to cover costs incurred above the policyholder's usual living expenses when they must live elsewhere due to a covered loss, such as a fire or natural disaster that renders their home unlivable.

Coverage E typically includes expenses such as hotel bills, restaurant meals, and additional costs for temporary housing. This ensures that policyholders are not financially burdened while they work to restore their primary residence or find alternative accommodations. Coverage E is distinct from other coverages, such as Coverage A, which pertains to dwelling coverage, Coverage B, which relates to other structures on the property, and Coverage L, which is often associated with liability coverage. Each type of coverage serves a specific function, but Coverage E is specifically focused on the additional costs of living away from home due to a covered claim.