What type of coverage does a BOP typically provide?

A Businessowners Policy (BOP) is designed to meet the needs of small to medium-sized businesses by bundling different types of coverage into a single package. The correct response highlights that a BOP typically includes basic liability coverage, which protects the business from claims of bodily injury or property damage that could arise from its operations, as well as property coverage, which covers damage to the business's physical assets like buildings and equipment.

The combination of these coverages provides essential protection for businesses against common risks they face, making it a suitable choice for many owners looking for comprehensive yet affordable coverage. While comprehensive general liability only focuses on liability claims, a BOP encompasses more than just that by including property coverage. Similarly, property and business interruption coverage would be a subset of a BOP but doesn't address the liability aspect, and employee health and safety coverage, while important, is not typically part of a BOP structure.