What type of adjuster works for a firm or bureau?

The correct choice is an independent adjuster. This type of adjuster operates independently of insurance companies and represents firms or bureaus, often working on a contract basis. Independent adjusters are typically called in to handle claims when there is a need for a neutral party or when the insurer requires additional assistance managing the workload. They provide expertise and are valued for their impartiality, ensuring that the claims process is fair for both the insured and the insurer.

Public adjusters, on the other hand, represent the interests of policyholders, negotiating with insurance companies on behalf of the claimant to ensure they receive a fair settlement. Adjusters in charge oversee the adjuster team and are responsible for managing a group's operations, but they do not specifically represent client firms as independent adjusters do. Claim adjusters, a general term that can refer to anyone who evaluates insurance claims, can work for insurance companies or be independent, but they are not necessarily linked to a specific firm or bureau as independent adjusters are.