What should an insured do ASAP after experiencing a loss, according to the claims process?

Notifying the insurer in writing under oath is a critical first step in the claims process following a loss. This action establishes the formal initiation of a claim, allowing the insurance company to start the investigation and assessment of the incident. Providing written notice helps to document the event and ensures that the insurer is aware of the specifics surrounding the loss.

This step is crucial because it also sets the timeline for the resolution of the claim and preserves the insured's rights under the policy. Being prompt and thorough in notification can facilitate a smoother claims process, potentially leading to quicker resolution and compensation.

While actions like filing a police report or beginning clean-up procedures may be necessary depending on the nature of the loss, they do not replace the importance of notifying the insurer promptly. Seeking legal advice, while sometimes necessary, may not be immediate unless there are complex legal implications involved. Hence, immediate written notification to the insurer under oath is the prioritized step to ensure that the claims process is initiated effectively.