What percentage of Coverage A is Coverage C for contents?

In a typical homeowners insurance policy, Coverage A represents the dwelling or the physical structure of the home, while Coverage C pertains to personal property, which includes contents such as furniture, electronics, clothing, and other personal items.

The common standard is that Coverage C provides a percentage of Coverage A, which is usually set at 50%. This means that if the value of Coverage A (the dwelling) is determined to be $200,000, Coverage C (the contents) would automatically be set at $100,000. This percentage is designed to ensure adequate protection for personal belongings, reflecting the assumption that the value of contents is approximately half of the property's overall value.

The other percentages listed may not be standard practice or typical offerings in most homeowner policies, as 10%, 20%, and 100% do not align with the established norms for how personal property coverage relates to dwelling coverage. Thus, selecting 50% as the answer accurately reflects the standard ratio used in homeowners insurance policies, aligning with industry practices and typical policy structures.